One of the more baffling aspects of the US Insurance market is the seemingly total inability of the typical insurance carrier to differentiate between a customer with a high or low Lifetime Value (LTV) especially when it comes to renewals. Insurance companies are losing millions of dollars in easily won… Read More →

Today’s extensive regulations imposed on financial institutions are designed to ensure: consumer protection, transparency, and adequate assessment of financial risks, as well as the probability of losses and investment portfolio valuation. However, complying efficiently with these ever-changing regulations is becoming an increasingly difficult task. The financial service industry has to deal… Read More →

Financial Services companies are, in our opinion, being failed by the financial crime prevention tools out there today. Banks not only have to deal with the more consumer facing crimes of card fraud (theft, fraudulent purchases, cash withdrawals), but they have to deal with the less visible payment services fraud… Read More →

To stay competitive, safe, and secure, healthcare organizations have to apply ground-breaking solutions to age old problems. Many industries can use ground-breaking solutions, of course, but healthcare demands ongoing improvements. Blockchain is one such promising technology―for cost reduction, patient empowerment, and cybersecurity.

As first appeared on Vanilla Plus. In the previous part of this blog we saw how network operators need fresh approaches in order to generate new revenue and hold up their profitability in a challenging and fast-evolving market. In this part, Joerg Koenig, TIBCO’s director of Vertical Solutions, explains two more reasons for… Read More →

As first appeared on Vanilla Plus. Network operators need fresh approaches in order to generate new revenue and hold up their profitability in a challenging and fast-evolving market. By basing their business around a cloud-based platform model, they can ensure their survival in a world of unpredictable traffic patterns and… Read More →

I’ve been working in and around banking for more than two decades. Banking is, of course, not immune from the wrenching changes driven by the relentless advancement of technology. Let’s look at what banks face today through an analogy. An elephant (which represents the bank in this analogy) finds itself crossing… Read More →

The holiday season is in full swing, which means more people are traveling at this time of the year than usual to visit family and loved ones. In fact, traveling during the holidays is up 23 percent when compared to the average for the rest of the year. That is… Read More →

Just a few short years, ago phone booths were scattered around the cities. We were accustomed to keeping spare change simply for the sake of placing a call. Then, suddenly everything changed. The introduction of prepaid phone cards took over and the need for coins slowly diminished but still, the pay… Read More →

Black Friday and Cyber Monday are about to hit yet again. Last year, 154 million more people shopped than in 2015 and it’s only predicted to get bigger. It’ll be interesting to see how 2017 shapes up, but in the meantime, there are some things you can do as a… Read More →